Internet Privacy Policy

The following information explains our policy regarding any personal information you may supply to us when visiting our website.

You can generally visit our web site without telling us who you are or revealing any personal information, including your e-mail address. We will collect personally identifiable information on a voluntary basis, such as when requesting product information or submitting a claim. We will not share E-mail addresses, nor any information submitted by a user when accessing our web site with anyone outside our company, nor will We disclose user information to any third party.

Our web server may automatically recognize your domain name when you visit our site, and this information will be aggregated and used to measure statistics regarding the use of our site. Such statistics include, but are not limited to, the number of visitors, average time spent on the site, pages viewed, and similar information.

We may use the information it gathers for its own internal purposes. Our goal in collecting personal information on-line is to continually improve the content of our web site and to offer customers and prospects products and information that best fit your insurance needs. We may use the personal data you provide on-line to send you information about new products and services that we feel may be of interest to you. However, we will protect your on-line information in the same manner we protect customer information obtained through other means.

We reserve the right to change this policy at any time. This statement and the policies outlined herein are not intended to, and do not create, any contractual or other legal rights in or on behalf of any party. By using this website, you signify your agreement with the terms of our privacy statement. If you have any questions about our privacy policy, please contact us.

Disclaimers of Warranties and Liability

YOU AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. BECAUSE OF THE NUMBER OF SOURCES OF INFORMATION AND INHERENT HAZARDS AND UNCERTAINTIES OF ELECTRONIC DISTRIBUTION, THERE MAY BE DELAYS, OMISSIONS, INACCURACIES, OR OTHER PROBLEMS WITH SUCH INFORMATION. IF YOU RELY ON THIS SITE OR ANY MATERIAL AVAILABLE THROUGH THIS SITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH THIS SITE.

THIS WEBSITE IS PROVIDED TO YOU "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE." THIS WEBSITE AND ITS PARENT, AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THE SITE, NOR DO THEY GUARANTEE THAT THE SITE WILL BE ERROR-FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE SITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCES SHALL THIS WEBSITE, OR ITS PARENT, AFFILIATES, AGENTS OR LICENSORS, BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF THIS WEBSITE. AND ITS PARENTS, AFFILIATES, AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU AGREE THAT THE LIABILITY OF THIS WEBSITE. AND ITS PARENTS, AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THE SITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO THE SITE FOR THE USE OF THE SITE.

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